TERMS AND CONDITIONS

SELNA CONSULTING LLC d/b/a LNC ACCELERATOR
StephanAI Platform

Last Updated: July 2026

1. ACCEPTANCE OF TERMS

These Terms and Conditions ("Agreement") govern your access to and use of the StephanAI platform ("Platform"), operated by Selna Consulting LLC, doing business as LNC Accelerator ("Company," "we," "us," or "our"), a Florida limited liability company.

By creating an account, submitting a deposit, or accessing any portion of the Platform, you ("User") acknowledge that you have read, understood, and agree to be bound by this Agreement in its entirety, including our Privacy Policy and Acceptable Use Policy, each incorporated herein by reference.

2. DESCRIPTION OF SERVICES

The Platform provides AI-powered legal nurse consulting coaching and business development tools ("Services") through StephanAI, an artificial intelligence system trained on the proprietary frameworks, methodologies, and coaching content developed by Stephaney Edwards. Services include but are not limited to:

AI-powered coaching conversations

Document and report review assistance

Report writing guidance and feedback

Marketing and business development coaching

Income planning and calculator tools

Weekly group coaching sessions (live and recorded)

Full course curriculum access

Personalized onboarding and business planning

3. AI DISCLAIMER AND LIMITATION OF PROFESSIONAL ADVICE

3.1 Not Professional Advice. StephanAI is an artificial intelligence coaching tool. All outputs, responses, suggestions, recommendations, and content generated by StephanAI are for educational and informational purposes only. Nothing generated by StephanAI constitutes legal advice, medical advice, nursing advice, financial advice, or any other form of licensed professional advice.

3.2 No Attorney-Client Relationship. Use of the Platform does not create an attorney-client relationship between you and the Company or any attorney.

3.3 No Nurse-Patient Relationship. Use of the Platform does not create a nurse-patient or healthcare provider relationship. StephanAI does not provide clinical guidance for patient care decisions.

3.4 User Responsibility for Work Product. You are solely responsible for all work product you submit to attorneys, courts, or any third party, regardless of whether that work product was assisted by or generated in whole or in part by StephanAI. The Company expressly disclaims all liability for any errors, omissions, or inaccuracies in AI-generated content that you rely upon or submit in a professional capacity.

3.5 AI Limitations. Artificial intelligence systems, including StephanAI, may produce inaccurate, incomplete, or outdated information. You agree to independently verify all AI-generated content before professional use.

3.6 No Guarantee of Results. Results described in our marketing materials reflect individual experiences of past students and are not guaranteed. Individual results will vary based on effort, background, experience, and market conditions.

3.7 Technology Infrastructure Disclosure. StephanAI is powered by the following third-party and proprietary infrastructure:

Primary AI Model: Anthropic Claude — used for chat, coaching, onboarding, and document assistance

Embeddings/Search: OpenAI — used solely for search and memory retrieval functions, not for generating chat replies

Voice: ElevenLabs

Image Generation (optional features): Ideogram

Hosting: Railway (web application and API)

Database: PostgreSQL hosted on Railway — stores user accounts, chat history, and uploaded documents

Knowledge Base: Separate PostgreSQL instance with vector storage for proprietary program content

The Company maintains Business Associate Agreements with applicable vendors handling Protected Health Information as required under Section 4.

3.8 Output Risk Assumption. TO THE FULLEST EXTENT PERMITTED BY LAW, YOUR USE OF ANY OUTPUT GENERATED BY STEPHANAI IS SOLELY AT YOUR OWN RISK. THE COMPANY AND ITS AI INFRASTRUCTURE PROVIDERS DO NOT WARRANT THAT OUTPUTS WILL BE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR SUITABLE FOR ANY PARTICULAR PURPOSE, INCLUDING SUBMISSION TO ANY ATTORNEY, COURT, OR LEGAL PROCEEDING.

4. HIPAA COMPLIANCE AND PROTECTED HEALTH INFORMATION

4.1 PHI Upload Restrictions. You may NOT upload, transmit, or otherwise share Protected Health Information ("PHI") as defined under the Health Insurance Portability and Accountability Act of 1996 ("HIPAA") through the Platform unless and until:

(a) The HIPAA-compliant section of the Platform has been formally activated and made available to you; AND

(b) You have executed a Business Associate Agreement ("BAA") with the Company

4.2 BAA Requirement. Prior to uploading any PHI, you must execute a BAA with the Company. The BAA governs the Company's use and disclosure of PHI on your behalf and is incorporated into this Agreement by reference upon execution.

4.3 De-identification Required. Until the HIPAA-compliant section is available and a BAA is in place, you must fully de-identify all patient information before uploading any case-related documents to the Platform in compliance with 45 CFR §164.514.

4.4 User Liability for Unauthorized PHI Upload. Any unauthorized upload of PHI in violation of this Section is solely your responsibility. You agree to indemnify and hold harmless the Company for any claims, penalties, fines, or damages arising from your unauthorized upload of PHI.

4.5 Flagged Chat Protection. Any chat, upload, or conversation flagged by the User or the system as containing medical record content ("Flagged Content") is subject to enhanced restriction. Flagged Content cannot be shared, exported, downloaded, or transmitted outside the Platform by the User or the Company, except as required by law or as necessary to provide the Services under an executed BAA.

4.6 Separate BAA Execution. Each User accessing the HIPAA-compliant section of the Platform must execute a standalone Business Associate Agreement with the Company prior to uploading any PHI. This BAA is a separate signed document from these Terms and governs the Company's obligations as a Business Associate under 45 CFR Parts 160 and 164.

5. INTELLECTUAL PROPERTY

5.1 Company Ownership. All content on the Platform, including but not limited to the 7 Keys Framework, PPE Marketing Methodology, course curriculum, templates, sample reports, Standard Operating Procedures, StephanAI training data, voice model, AI-generated responses, and all other proprietary methodologies ("Proprietary Content") are the exclusive intellectual property of Selna Consulting LLC. All rights reserved.

5.2 License to User. The Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform and its content solely for your personal legal nurse consulting business development purposes.

5.3 Prohibited Uses. You expressly may NOT:

Reproduce, distribute, or publicly display any Proprietary Content

Use AI-generated outputs to train, develop, or improve any competing AI system or product

Resell, sublicense, or commercially exploit any portion of the Platform or its outputs

Share your login credentials with any third party

Attempt to reverse-engineer, extract, or replicate the underlying AI model, training data, or frameworks

Screenshot, record, or redistribute course content, group coaching sessions, or AI conversations

5.4 User Feedback. Any feedback, bug reports, suggestions, or ideas you submit regarding StephanAI become the property of the Company and may be used to improve the Platform without compensation to you beyond your existing program access.

6. PAYMENT TERMS, DEPOSITS, AND REFUND POLICY

6.1 Program Pricing. The LNC Accelerator X Founding Cohort is offered at:

Option 1: Pay in Full

Option 2: Financing

6.2 Deposit. A non-refundable deposit is required to reserve your seat. Payment of the deposit constitutes your acceptance of this Agreement and confirms your enrollment intent.

6.3 Non-Refundable Deposit. The deposit is strictly non-refundable under all circumstances, including but not limited to change of mind, personal hardship, inability to complete financing, or failure to complete enrollment.

6.4 Balance Payment Deadline. The remaining balance is due within ten (10) calendar days of deposit payment. Failure to pay the remaining balance within this timeframe will result in forfeiture of your seat and your deposit, with no exceptions.

6.5 No Refund Policy. Due to the immediate delivery of digital content, AI platform access, and proprietary intellectual property upon enrollment, all payments are non-refundable once access to the Platform has been granted.

6.6 Founding Member Status. Lifetime access to StephanAI and permanent founding member benefits are contingent upon payment of the full program fee.

6.7 Third-Party Financing. If you choose third-party financing, your financing agreement is solely between you and the lender. The Company is not a party to that agreement and bears no responsibility for its terms, approval, interest rates, or repayment obligations.

7. FOUNDING COHORT OBLIGATIONS

As a founding cohort member, you agree to:

Complete the 10-phase onboarding process within seven (7) days of gaining Platform access

Submit five (5) minute weekly check-in surveys when requested

Attend a minimum of two (2) weekly group coaching calls per month, live or via recorded replay

Participate in 60-day and 90-day check-in assessments with the Company's team

Actively use the Platform and promptly report technical issues, errors, or inaccuracies

Provide monthly feedback surveys identifying areas for improvement

Share results and provide testimonials upon request, subject to your voluntary consent

Failure to meet these obligations does not entitle you to a refund but may result in modification or loss of founding member status at the Company's sole discretion.

8. DISCLAIMER OF WARRANTIES

THE PLATFORM AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS. THE COMPANY MAKES NO WARRANTY THAT STEPHANAI WILL MEET YOUR SPECIFIC BUSINESS NEEDS OR PRODUCE ANY PARTICULAR OUTCOME. TO THE FULLEST EXTENT PERMITTED BY FLORIDA LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9. LIMITATION OF LIABILITY

9.1 Disclaimer of Warranties. THE PLATFORM, STEPHANAI, AND ALL OUTPUTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY AND ITS AI INFRASTRUCTURE PROVIDERS (INCLUDING ANTHROPIC, OPENAI, ELEVENLABS, IDEOGRAM, AND RAILWAY) DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AVAILABILITY, RELIABILITY, SECURITY, PRIVACY, AND NON-INFRINGEMENT.

9.2 Waiver of Consequential Damages. IN NO EVENT WILL THE COMPANY, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, OR AI INFRASTRUCTURE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO THE PLATFORM, STEPHANAI OUTPUTS, OR THIS AGREEMENT, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF SUCH DAMAGES WERE FORESEEABLE.

9.3 Liability Cap. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

9.4 Basis of the Bargain. You acknowledge that the Company has set its pricing and offered the Services in reliance upon the warranty disclaimers and liability limitations set forth in this Agreement, and that these limitations are an essential basis of the bargain between you and the Company.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Selna Consulting LLC, its members, managers, officers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

(a) Your use of the Platform or Services

(b) Your violation of any provision of this Agreement

(c) Your upload of PHI in violation of Section 4

(d) Your use of AI-generated content in a professional or legal capacity

(e) Your violation of any applicable federal, state, or local law or regulation

(f) Any third-party claim arising from work product you submitted that was assisted by StephanAI

(g) Your reliance on, submission of, or downstream use of any StephanAI-generated output, embedding-based search result, voice output, or AI-assisted document in any professional, legal, or clinical context

(h) Any claim by a third party arising from your circumvention of Flagged Content restrictions under Section 4.5

11. TERMINATION

11.1 The Company reserves the right to suspend or terminate your access to the Platform at any time, with or without notice, for violation of this Agreement, the Acceptable Use Policy, or any applicable law.

11.2 Upon termination for cause, no refund shall be issued.

11.3 Founding member lifetime access is contingent upon continued compliance with this Agreement. Material violations may result in revocation of lifetime access at the Company's sole discretion.

12. GOVERNING LAW AND DISPUTE RESOLUTION

12.1 This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

12.2 Any dispute arising from or related to this Agreement shall be subject to mandatory good-faith negotiation for a period of thirty (30) days. If unresolved, disputes shall be submitted to binding arbitration in Florida, under the rules of the American Arbitration Association (AAA), conducted by a single arbitrator.

12.3 Class Action Waiver. You expressly waive any right to bring or participate in any class action lawsuit, class-wide arbitration, or representative action against the Company.

12.4 Nothing in this Section prevents the Company from seeking injunctive or equitable relief in any court of competent jurisdiction to protect its intellectual property.

13. MODIFICATIONS TO TERMS

The Company reserves the right to modify these Terms at any time. Material changes will be communicated via email to your registered address with at least fourteen (14) days' notice. Continued use of the Platform after the effective date of changes constitutes your acceptance of the updated Terms.

14. SEVERABILITY

If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. ENTIRE AGREEMENT

This Agreement, together with the Privacy Policy, Acceptable Use Policy, and any executed BAA, constitutes the entire agreement between you and the Company regarding the Platform and supersedes all prior agreements or understandings.

16. CONTACT INFORMATION

For questions regarding these Terms, contact:

Selna Consulting LLC d/b/a LNC Accelerator
PO BOX 12, Sparr, FL. 32192

[email protected]

(229)586-8846

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